Benefits Navigator
Find Financial Support Programs In Times Of Need
CFCU has partnered with Starlight to help you find financial support programs that can save you money on healthcare, groceries, utilities, and more— completely free . Whether you’re a CFCU member or just stopping by, we’re here to guide you every step of the way.
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How it works

Check Eligibility
Easily determine your eligibility for benefits and how much you can save.

Get Personalized Guidance
Get step-by-step guidance on how to apply.

Continue Your Financial Journey
Get support in the next step of your financial future.
Available Benefits
Food
Discover eligibility for SNAP, WIC, and local food pantries.
Healthcare
Find out if you qualify for Medicaid and ACA plans.
Utilities
Check eligibility for HEAP and utility bill assistance programs.
Housing
Get help with rent and down payment assistance programs.
Childcare
Access childcare assistance and early education programs.
Tax Credits
See if you qualify for EITC, Child Tax Credit, and other tax benefits.
Job Support
Learn about unemployment insurance.
Other Support
Find senior services, medical bill assistance, and more.
The right thing to do is the only thing to do.
At Community Financial Credit Union (CFCU), Values are more than ideas to be talked about. They’re principles that guide every action we take – at work, at home, and everywhere in between.
Doing what’s right for Michiganders, whether they’re members or not, is what we do every chance we get because we are Michiganders.
Every impact we make creates a chain reaction that sparks from one person to the next, spreading from our families and friends to our neighborhoods and cities, and before you know it, we see the effects come full circle.
Forbes just named CFCU one of America’s Best Credit Unions!

High Yield Savings
Take your savings to new heights.
Whether you’re saving for your family home or your children’s education, go from dreaming to doing in what seems like no time
Earn 10.00% APY on balances up to $1,000
Only $5 to open
No minimum to earn dividends
No fees

CloseEnuff Free Checking Account
In a time when everybody else seems to want more of your money, we’re taking action to help Michiganders like you fight back by with CloseEnuff™ checking. A total package credit union free checking account featuring a ton of special services, like an overdraft protection buffer and more, designed to help you boost your cashflow, keep your money in your pocket, and achieve your impossible dreams. So you can finally live the kind of life you want AND deserve.
Because no matter where you are in life, at CFCU, You Are Enuff ™ .
Community Financial Credit Union collaborates with Starlight to provide individuals with access to information and resources about various public and private programs. However, Community Financial Credit Union is not affiliated with, does not endorse, and does not guarantee any services, content, or programs provided by Starlight.
Starlight Ventures Corporation ("Starlight") is an independent platform that provides information about available programs for you to consider based upon information you provide about your household. The information provided by Starlight is for informational purposes only and does not guarantee eligibility or approval for any program.
All programs referenced through Starlight's platform are administered by third-party entities, such as government agencies, nonprofit organizations, or private providers. Final eligibility, benefit amounts, and program rules are determined by the administering agency or organization, and are not influenced by Starlight or Community Financial Credit Union. Neither Community Financial Credit Union nor Starlight control, oversee, or guarantee the accuracy, availability, or eligibility criteria of any program displayed on Starlight's platform.
Participation in or reliance on Starlight's services is solely at the discretion and risk of the individual.
For more details, please refer to Starlight's Terms of Service and the Privacy Policy.